V-News Blog

Browse our blog to uncover the path towards your financial freedom.

Apr 5, 2019
3 min

Make sure you’re A-OK for EOFY

How do you best prepare for the end of the financial year? Adopt some of this advice and it could make a real difference to your financial position. Usually as we approach the end of financial year (EOFY) we begin thinking seriously about tax effective spending and investing, extra concessional contributions to superannuation and financial spring cleaning. It’s often the only time of year that we know how much we’re able to afford in terms of extra super contributions. EOFY i

34 views

Matthew Carberry

May 2, 2018
4 min

Drive your wealth strategy this EOFY

Here are some simple but powerful tips to consider when building your retirement savings. Which ones will you add to your to-do list before the end of this financial year? 1. Make personal concessional super contributions What? Making personal pre-tax or ‘concessional’ contributions could be a great way to boost your super. However, concessional contributions (which also include contributions from your employer) are limited to $25,000 per financial year – and if you go ov

16 views

Matthew Carberry

Apr 3, 2018
6 min

Explaining common investment terms

To become a savvy investor, first you need to understand the basics. These investment terms are a good place to start. If you’re looking to build wealth for the future, buying a lottery ticket probably isn’t the way to go. A far more reliable option is to invest – but, unlike hitting the jackpot, investing takes time, patience and knowhow. For many of us though, trying to understand investment-speak is like learning another language. But don’t worry – once you get your head a

37 views

Matthew Carberry

Feb 20, 2018
4 min

Your Financial Future Starts Now

They say every great journey begins with a single step — and yours is just beginning. Here’s how to get on the path to financial freedom at the same time. Every year, thousands of young Australians start one of the biggest journeys of their lives: their careers. And if you’re one of them, you’re probably having a great time making the most of your new income without thinking too much about planning ahead. But the good news is, you can get yourself set up financially for the f

22 views

Matthew Carberry

Dec 12, 2017
2 min

Sit back, relax and review!

Christmas time is approaching, and with that the start of a new year. The presents are wrapped and the lights are up, but what else needs to be done before the end of the holiday period? Consider reviewing your insurance policies to ensure you are fully covered for 2018. It is important that insurance policies are reviewed annually in order to account for any major changes that may have occurred throughout the previous year. By altering existing policies and purchasing new p

14 views

Matthew Carberry

Dec 5, 2017
4 min

Healthy and Wealthy New Year

As the holiday season approaches, it’s easy to be distracted from your financial goals. But this is actually the perfect time to put a few simple plans in place for a positive start to the New Year. New Year’s resolutions have a bad reputation, and for good reason. So let’s agree up front that we won’t think of financial preparations for the New Year as “resolutions”. Instead this is a great opportunity to set things in order, re-group and look back to ensure things are on tr

51 views

Matthew Carberry

Oct 30, 2017
3 min

Purchasing a Home

Buying your first home is one of (if not) the biggest financial commitments you will ever make. It is vital to stay well informed of what is involved so you don’t make any rash decisions. Good financial planning and loan advice can save thousands of dollars off your loan and help you own your home sooner! Whether you need a home or investment loan, Verve Group has access to a superior panel of approved lenders who can offer competitive quotes and products to meet your specifi

18 views

Matthew Carberry

Oct 11, 2017
2 min

6 smart wealth creation strategies

Increasing your long term wealth begins with putting the right wealth creations strategies into play. Here are some smart wealth creation strategies to keep in mind. 1. Set goals and make a plan – know what your goals are and how you are going to get there is a very important first step to wealth creation. 2. Secure your savings – automating your savings process will ensure you are going to keep saving no matter what sort of temptation crosses your path. 3. Start early – the

99 views

The 3 main benefits of wealth protection for your family

Matthew Carberry

Aug 7, 2017
1 min

The 3 main benefits of wealth protection for your family

If you had to stop working tomorrow, would your family be financially protected? The emotional impact for a family in the event of death, injury, or a serious illness can be devastating, but the burden of having no wealth protection in place can also cause serious financial strain. Unfortunately the constant flow of bills and basic living costs continue to demand attention, and without wealth protection it can be very difficult for a family to make ends meet. What are the top

124 views

Matthew Carberry

Aug 5, 2017
2 min

Think you don’t need insurance? Think again.

The most common perception around insurance premiums is that they are too expensive. But is this really the case? Myth #1 “Insurance is too expensive” Think about the sort of money you’d lose if you couldn’t work for a few months, or worse, if you could never work again. Paying insurance premiums is a small price to pay for financial security, and could only set you back as little as one take-away meal per week. For example, a 35-year old female teacher who earns $60,000 p.a

93 views

Matthew Carberry

Aug 4, 2017
2 min

8 alarming statistics that show you need wealth protection!

Many Australians think that they are invincible and that it will never happen to them. The frightening statistics show that it unfortunately could happen to you… see what we mean below. (Stop pretending that you're Superman... You're not Superman) STAT #1 Most people have insurance for their home (50.1%) and motor vehicle (70.5%), but fail to cover their most valuable assets – their life (17.4%) and their ability to earn income (6.9%) over the long term. STAT #2 Of the workin

32 views

5 reasons you can’t afford to neglect wealth protection

Matthew Carberry

Aug 3, 2017
2 min

5 reasons you can’t afford to neglect wealth protection

Will you have the ability to support yourself and your family if the unexpected happens? Many Australians neglect insurance, not realising that it is crucial in protecting your lifestyle and those who depend on you. The following 5 reasons highlight why you can’t afford to neglect wealth protection insurance: 1. Provides peace of mind for you and your family With wealth protection, you can be sure that your family will be protected from financial turmoil if something were to

26 views

Matthew Carberry

Jul 19, 2017
2 min

5 reasons you can’t afford to neglect wealth protection

27 views

Why now is a great time to buy a new car for your business

Matthew Carberry

Jun 6, 2017
2 min

Why now is a great time to buy a new car for your business

Looking for a good deal on a new car for your business? There couldn’t be a better time than June to drive home a bargain. With car dealers keen to polish off the financial year with some extra sales, this means there are some great offers available to business owners. Tax savings This year’s June car sales hold special appeal for self-employed workers or business owners. The ATO is still offering an accelerated write-down on asset purchases up to $20,000. This is a great way

59 views

Matthew Carberry

May 17, 2017
4 min

Making the dream purchase a reality

We all know the feeling – there’s a major purchase we want to make, but we’re worried it will break the bank. Whether it’s a luxury car or a hard-earned holiday, that extra expense seems just out of reach. The good news is, there are plenty of alternatives to making an outright purchase upfront. And depending on what you’re in the market for, you might find a practical solution that won’t leave you strapped for cash. Here are some creative ways you may not have considered to

54 views

5 super changes - and how to prepare for them

Matthew Carberry

Apr 24, 2017
5 min

5 super changes - and how to prepare for them

The countdown to super reform has begun, with new rules set to take effect on 1 July. If you haven’t thought about how your super might be impacted by the changes, now’s the time to get ready. Here are some of the more important changes you need to know about. In last year’s Federal Budget, the government proposed a wide range of reforms to Australia’s superannuation system. In fact, these are the most significant changes to super of the last 10 years. Although not all the pr

21 views

Matthew Carberry

Nov 17, 2016
3 min

Savings and the silly season

Don’t let the Christmas holidays undo your great work throughout the year. Be aware of spending patterns to turn silly season into savings season. Last Christmas, a CommBank research study1 said, Australians would spend $17.8 billion in five weeks from December 1 2014 to January 6 2015. Unsurprisingly, the spending would be mostly on gifting and holidays, but other major expenses included Boxing Day sales and entertaining friends and family. During those five weeks, the study

18 views

Common mistakes made in planning for your ideal retirement

Matthew Carberry

Oct 12, 2016
2 min

Common mistakes made in planning for your ideal retirement

The thought of retirement planning seems to be looming in the back of many Australian’s minds, but is consistently pushed back when life events arise. Retirement planning has recently been highlighted in several surveys, with responding Australians providing worrying results for their futures after work. An ideal lifestyle depicted by many Australians in their retirement may not come to fruition, as a direct result of lack of planning. Australian’s money will be depleted afte

10 views

Autumn Update - Australian Property Market

Matthew Carberry

May 10, 2016
2 min

Autumn Update - Australian Property Market

The Australian property market has continued to tell many different stories; city to city and market to market, all in the first quarter of 2016. The most noticeable of course is a sign of the Sydney market levelling out after several years of well above average growth. Melbourne was the best performing market over the last 12 months and according to the February 2016 CoreLogic RP Data Hedonic Home Value Index results, released 1st March, dwelling values across Australia’s

9 views

Matthew Carberry

Nov 24, 2015
4 min

Is your retirement timing right?

During your downtime over the upcoming holiday period, it could pay to consider how your retirement might look and when it will likely happen, no matter how far away it might be. This helps to answer one of life’s big questions – when exactly will you retire? Fortunately, these days there are a lot of options in terms of timing of and transitioning into retirement. In this story we look at the three big areas of consideration – wealth, emotional health and practical issues. W

9 views