Plan now to protect your future
Financial planning is the best way to make sure your finances meet your immediate and future needs. To ensure you're in an optimal financial position, we offer a comprehensive range of wealth creation and retention strategies. Whether you require insurance or a personal financial plan, we work with you to assess your needs and develop a strategy to ensure every life stage is protected. We service our clients in all areas including Adelaide, Glenelg and Alice Springs.
Protecting every stage of life
No matter which stage of life you're at, Verve Group offers a number of services to build your wealth and ensure your financial security.
Self-Managed Super Funds
Life Phase Planning
The earlier you begin planning, the better off you'll be. But it's never too late to take control of your financial situation.
Personal Financial Risk Survey
First things first, to help you get a clearer vision of your financial situation, take our 1 minute Personal Risk Survey. This survey was developed to look at your personal, financial and lifestyle risks. Once completed, you can download a scorecard that flags your high, medium and low risks, easily demonstrating where you may need to take action.
What does a financial planner do?
Your Verve Group financial planner can complete a comprehensive review of your financial situation and provide you with a plan to help you achieve your short, medium and long term goals. Your plan can include new opportunities and provide you with strategies to improve, grow and protect your wealth.
Is financial planning right for me?
Many people think financial planning is just for the wealthy. However, financial planning can help people at all ages and at all levels of financial health. The sooner you start planning the more time you’ll have to achieve your financial goals, and the better off you'll be in the future.
How can financial planning help me?
Set financial goals that balance your needs for today and tomorrow
Create a plan to help support your family financially
Start investing or optimise your existing portfolio
Understand the best way to use a windfall, an inheritance, a pay rise or a bonus payment
Maximise your super and rollovers
Become debt free
Plan for retirement
What can I expect from the initial consultation?
Step 1: Identify and prioritise your goals
Our initial meeting is all about getting to know you, giving us a clear picture of your current position and financial goals. This will involve a detailed discussion about why you are seeking advice, including:
- gathering information on your current financial situation and budget;
what you want to achieve – identifying your goals;
your approach to investing – understanding your risk profile; and
identifying other issues which may be relevant in the context of providing you with financial services.
The information obtained will be used to determine if we are able to assist you to achieve your goals and objectives.
What happens after the initial consultation?
Step 2: Strategy Meeting
At our second meeting, we will discuss with you some general strategy options that may be relevant for your personal situation. We will also at this stage gather any other relevant information that is necessary for us to formulate our final recommendations in a financial plan.
The information obtained will be used if you decide to proceed to the next stage where we would prepare a financial plan specific to your circumstances. If you choose to proceed, a plan preparation fee will be discussed and agreed upon. This fee covers the time and resources required to prepare your financial plan and will vary depending on your requirements and the complexity of your plan.
Step 3: Presenting our advice
At our third meeting, your financial plan (known as a Statement of Advice), will be presented to you. It will include strategies and products designed to suit your individual needs and your financial goals.
This meeting will involve confirming why you are seeking advice and explaining our advice to you. It is important you understand the recommended strategies and associated risks so you can make an informed decision about achieving your financial goals.
We also provide you with educational information, which explains strategy and investment concepts contained in the Statement of Advice (SoA).
You will also be provided with Product Disclosure Statements (PDS), or other disclosure documents relating to any recommended products in your financial plan. These important documents will detail and explain the features, benefits, risks and product specific costs, fees and charges.
Step 4: Implementing your financial plan
When you are happy with our advice and have provided your written authority to proceed, we will start the process of implementing the recommendations. This can include, but may not be limited to:
setting up new, or transferring existing investments;
assisting you in establishing new loan facilities;
consolidating or rolling over your superannuation accounts;
establishing regular investment or superannuation contributions;
establishing insurance policies.
Step 5: Post-implementation
We will be in contact with you 2-3 months after the implementation of our advice to ensure that everything is running smoothly and answer any questions you may have in relation to the process thus far.
Step 6: Reviewing your financial plan
Ongoing reviews are essential to achieve your lifestyle and financial goals;
Should you choose to receive ongoing advice and service, the frequency of contact you would like to maintain with us and your individual circumstances will determine the fees charged for the ongoing relationship.
What is the benefit of choosing a Count Financial Accredited Adviser?
As a Member of the Count network we offer an unrivalled combination of skills, ethics and professionalism, to help keep you on the right financial track.
1. PEACE OF MIND
For more than 30 years, Count has provided written financial plans to help Australians reach their goals.
2. WE’RE ON YOUR SIDE
We recommend investments based on their suitability to your specific needs – not the financial concerns of a parent company.
3. WE’RE HIGHLY TALENTED PROFESSIONALS
To join the Count network we had to meet strict criteria and undergo comprehensive training. In fact, to remain part of Count we must continue our training on an ongoing basis.
4. PAY LESS TAX
Your Count Adviser can recommend strategies for tax minimisation as well as wealth creation.
5. SAVE YOU TIME
Our comprehensive advice saves you the time and hassle of visiting a number of different finance professionals. We can advise you on superannuation, investments, personal insurance, retirement planning, Centrelink strategies, loans, risk insurance and asset finance.
6. BIG ENOUGH TO TRUST
As a Count Adviser, we are backed by Count Financial.
7. SMALL ENOUGH TO CARE
Even though we are part of a larger network, Verve Group is independently-owned and operate and advise clients in our local community.
8. WE USE OUR SIZE TO NEGOTIATE THE BEST PRODUCTS FOR YOU
Our comprehensive advice saves you time and the hassle of visiting a number of different finance professionals.
Part of the Count Network
Verve Group is part of the Count network. The simple goal of a Count Adviser is to guide you through the financial confusion by providing you with a plan giving you control of your financial future. We offer you tax-effective financial and investment advice with ongoing support.
As a member of Count we only recommend financial solutions based on in-depth research. Of the financial products available, we analyse and aim to find the products suited to your needs.