Wealth Protection

An essential part of your financial peace of mind.

Wealth protection is an essential part of every financial plan. Verve Group can assess your personal situation and recommend policies that best suit your needs. We can also review your current policies.

 

With wealth protection, you can be sure that your family will be protected from financial turmoil if something were to happen to you. If you are injured or suffer a serious illness, income protection can provide up to 75% of your gross earnings. No matter the situation, your family can rest easy knowing that you will all be cared for.

 

Many Australians think that the unexpected events in life won’t happen to them. Think again. The unfortunate truth is that you have a 1 in 3 chance of suffering a major medical illness between the ages of 30-64.

 

The typical Australian family will lose half or more of their income following a serious illness, injury or loss of one parent as a result of underinsurance. Too many things in life are outside of your control, so make sure you are prepared for the unexpected.

 

To ensure your family has adequate cover, you need to consider:​

 

•    How would your family be affected financially if you were injured or died tomorrow?


•    Exactly how much insurance cover you have. Is it enough to meet your family's needs?


•    Have you recently reviewed your level of insurance to take into account changes in your income and/or debt levels?


•    Do your existing insurance policies have clear and unambiguous definitions of when insurance benefits are payable and when they are not?  

The earlier you apply, the healthier you are likely to be and therefore the more likely the insurance will be approved without loading or exclusions.

 

We will step you through the whole process and before applying we will:

  1. Establish which types of cover you require. 

  2. Work with you to determine the ideal level of cover you will need. 

  3. Help you decide whether some of this cover should be held within your Superannuation.

  4. Request a pre-assessment by the underwriters if you are aware of any existing medical conditions.


In the event that you need to make a claim, we will work closely with you and the insurer in getting the claim lodged and processed in a timely manner, ensuring minimal impact to your family at an already difficult time.

 

Adequate personal insurance can help ensure that you are financially prepared for the unexpected.  

 

If you are concerned or unsure about any of these issues, talk to a Financial Planner at Verve Group today to prepare for the unexpected. Book online, call (08) 8120 4877 or email contact@vervegroup.com.au to book a complimentary initial consultation. 

 

Important Information
Verve Group is an Authorised Representative of Count. ‘Count’ and Count Wealth Accountants® are trading names of Count Financial Limited, ABN 19 001 974 625 Australian Financial Services Licence Holder Number 227232 (“Count”). Count is 85% owned by CountPlus Limited ABN 111 26 990 832 (CountPlus) of Level 17, 1 Margaret Street, Sydney 2000 NSW and 15% owned by Count Member Firm Pty Ltd ACN 633 983 490 of Level 17, 1 Margaret Street, Sydney 2000 NSW. CountPlus is listed on the Australian Stock Exchange. Count Member Firm Pty Ltd is owned by Count Member Firm DT Pty Ltd ACN 633 956 073 which holds the assets under a discretionary trust for certain beneficiaries including potentially some corporate authorised representatives of Count Financial Ltd.
General advice warning: The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.
Please note that any taxation and accounting services are not endorsed nor the responsibility of Count Financial Limited.
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