The idea of insuring against loss of income is one that has clear value. But many neglect to insure their most valuable asset. Income protection could be the answer – so how does it work? We happily insure our homes, our vehicles, even our smartphones. But have you considered how your family’s lifestyle would be impacted if the main breadwinner was suddenly unable to earn an income due to injury or illness? According to Lifewise, a body coordinated by the Financial Services C

Thinking about using your car, home or personal skills to make some extra cash over summer? Before you do, make sure you understand what’s involved. The ‘sharing economy’ refers to the sharing of goods, skills or services for a fee, usually facilitated by a third party through a website or app. (1) In recent years, it’s revolutionised how we book holidays, get around town, source help – and even earn money. So how can you aim to profit in this new economy? Get in the driver’s

At any stage in life, protecting your savings and the income you receive to fund these savings is critical to the achievement of any of your financial goals. When people think of insurance they often think of protecting their valuable assets, such as car insurance, home and contents insurance or health insurance. Additionally, whether you are young with no mortgage or dependants, have a young family, or established and have been working for a number of years, it is hard to im

‘What would happen if you were injured, fell ill or died? No one likes to think about it, but have you considered whether your family would be protected? Could you get by financially if you were no longer able to work either for an extended period of time or permanently? And what if you died? Wealth protection is an essential part of every financial plan. Without income, trauma, life and TPD insurance, the wealth you’ve built up can rapidly erode as a result of an accident o