The purchase of a motor vehicle is one of the biggest purchases you’ll make next to buying your home. However, how can you be confident that the price you have negotiated is a good price for your vehicle in the marketplace? And with so many makes and models of car available, choosing the right car can be a very confusing, time consuming as well as expensive exercise. To minimise time and frustration try to narrow your options before you start looking. Following are some tips
The first steps of buying a property, a business or commercial equipment is often securing the finance, and the ‘make or break’ nature of that can make the first meeting with a finance broker a daunting prospect. Your first meeting with a finance broker is an opportunity to really get cracking on making your dreams reality. He or she has the expertise to help you do this, but you will need to pitch in as well, of course. It’s important to do your homework before that first me
Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler options such as letters of credit, overdrafts and lines of credit. Here are some tips on how to improve your chances of success. 1.
There are different types of business loans to suit different stages of a business lifecycle and different business needs, and selecting the right one can speed up the application process and minimise costs. Finance for a start-up For a startup commercial company with no trading business or cash flow, it can be quite difficult to secure a commercial business loan. An alternative is to take out an investment loan against the equity of your home or property. “A lot of the banks
People talk about refinancing their home loan quite often these days, but it can become quite confusing to know when the right time is to refinance. It is important to regularly review your financial and personal situation if you want to take advantage of the best deals and pay off your mortgage sooner. So when is the right time? The answer is quite a simple one... whenever it makes financial sense to do so! We recommend conducting a mortgage health check every 12 months or s