Whilst tapping a piece of plastic on an EFTPOS machine seems like such a simple action, it's these everyday transactions that put the most pressure on your financial situation. Creating a budget to reign in spending might seem limiting, but when you're paying attention to your spending and saving habits, you can make smart financial decisions and create good habits that can position you for success in the long run. Creating a budget may sound simple, but a flawed plan can lea

In an increasingly digital world, the value of money can be a difficult concept for children to grasp. Here are some tips for helping your kids and grandkids become wealthy and wise. When you were young, do you remember standing next to mum or dad at the corner shop and watching them count out notes and coins to pay for the bread and milk? This was a valuable lesson about the purpose and value of money. Fast forward to today – few corner shops exist and the days of counting c

With Christmas just around the corner, here are 5 tips to help plan ahead and avoid a financial hangover on New Year’s Day. Think back to last Christmas and consider where the extra expenses came from. Was it petrol for the drive to the holiday destination? Gifts for new children in the extended family? Wine for the constant gatherings? And don’t forget the taxi or Uber fares for the journeys home from nights out. However you look at it, Christmas is a pricey time of year. If

Housing affordability continues to be a major challenge for many Australians. But if you’re willing to live outside the big cities, you could find the right property for your budget – just don’t forget to consider your lifestyle needs. According to recent statistics, housing prices around the country rose by an average of 10.2% between March 2016 and March 2017. Unsurprisingly, the Sydney and Melbourne markets recorded the steepest increases – with average prices up by 14.4%

First home owners attempting to break into the property market are facing a pretty tough time. With property prices increasing and average wages remaining stable, buying a first home can seem like an unattainable dream for many Aussies. Today we take a look at the top seven strategies Australians are using to enter into the property market sooner rather than later. Cutting spending This is an obvious strategy for anyone looking to enter the property market. Reducing your spen