Here are some simple but powerful tips to consider when building your retirement savings. Which ones will you add to your to-do list before the end of this financial year? 1. Make personal concessional super contributions What? Making personal pre-tax or ‘concessional’ contributions could be a great way to boost your super. However, concessional contributions (which also include contributions from your employer) are limited to $25,000 per financial year – and if you go ov

Christmas time is approaching, and with that the start of a new year. The presents are wrapped and the lights are up, but what else needs to be done before the end of the holiday period? Consider reviewing your insurance policies to ensure you are fully covered for 2018. It is important that insurance policies are reviewed annually in order to account for any major changes that may have occurred throughout the previous year. By altering existing policies and purchasing new p

Being faced with cancer can have a devastating impact on women and their families. That’s why it’s so important to reduce your health risks – and also know how to avoid the financial shock that a cancer diagnosis can bring. October is Breast Cancer Awareness Month, with fundraising activities held across Australia to raise money and awareness to support women affected by breast and gynaecological cancers. It’s also a time for women to reflect on their own lives. For example,

At any stage in life, protecting your savings and the income you receive to fund these savings is critical to the achievement of any of your financial goals. When people think of insurance they often think of protecting their valuable assets, such as car insurance, home and contents insurance or health insurance. Additionally, whether you are young with no mortgage or dependants, have a young family, or established and have been working for a number of years, it is hard to im

If you had to stop working tomorrow, would your family be financially protected? The emotional impact for a family in the event of death, injury, or a serious illness can be devastating, but the burden of having no wealth protection in place can also cause serious financial strain. Unfortunately the constant flow of bills and basic living costs continue to demand attention, and without wealth protection it can be very difficult for a family to make ends meet. What are the top